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Invest like God Owns it All.

Automated investing for faith-driven investors. One 0.30% annual fee on the assets we manage, no subscription, no account minimums.1

Harvest app screens with example data, not a customer's account.5

Modern investing, grounded in biblical wisdom.

Invest with purpose—portfolios screened for biblical values, tailored to your season, and built steadily on recurring deposits.

  • A congregation standing close together with hands raised during worship

    Rooted in faith4

    Every portfolio applies one or more of three methods of faith-aligned investing: avoid, embrace, and engage.

  • A climber with an orange pack walking up a snowy ridge

    Tailored to your season

    A short risk assessment matches each account with the portfolio that fits your goals: Cautious, Stable, Balanced, Adventurous, or Bold.

  • A father and daughter drawing together at the kitchen table while her mother cooks

    Invested at your pace

    Set up automatic deposits in any amount.

  • A man in a jacket crossing a city street, phone in hand

    Learn Biblical financial literacy

    Free short courses on biblical stewardship and investing. No account required.

  • A woman in a wheat field, looking toward the camera

    Managed for you

    Automatic rebalancing and reinvested dividends keep your money working while you live your life.6

Everything a robo-advisor should do. And more.

Expert-built portfolios, seamless deposits and withdrawals, diversified and kept on target, and free lessons.

Faith-based portfolios4

We work with Tim Macready (Brightlight) to construct our faith-aligned ETF portfolios. Our aim is to apply one or more of these methods. Avoid. Screen out the bad. Embrace. Look for the good. Engage. Steer companies toward the good.

Rebalanced for you

Once your portfolio is set up, our systems rebalance it when it drifts from the target allocation, and check it every month.6

Lessons that go deeper

A curated library to learn what the Bible says about faith and investing.

Deposits and withdrawals

Link your bank with Plaid, or add it manually through our qualified custodian. Set a one-time deposit, or a recurring one on a schedule.

Harvest app screens with example data, not a customer's account.5 The Funding projection is hypothetical and is not a guarantee of future results. See footnote 8 for the projection methodology, key assumptions and inputs, and material limitations and risks; actual results may differ materially.

Pricing and accounts

One annual fee. No subscription, no commissions.1
0.30%
Account minimum
$0
Account types: Individual, Roth IRA and Traditional IRA
3

Harvest App LLC is an SEC-registered investment adviser.2CRD 338019Your money is held by an independent custodian.3

Retirement, faith-aligned.

The same faith-screened portfolios and the same 0.30% annual fee, in an IRA.1

Learn moreRoth IRA · Traditional IRA

Download the app

One app for your portfolio, deposits and lessons.

QR code that opens Harvest on the App Store
Scan to get the appOpens Harvest on the App Store.

Harvest app screens with example data, not a customer's account.5 The Funding projection is hypothetical and is not a guarantee of future results. See footnote 8 for the projection methodology, key assumptions and inputs, and material limitations and risks; actual results may differ materially.

Questions

How much does Harvest cost, and how is it billed?

One 0.30% annual fee on the assets we manage. There is no subscription, no trading commission, and no account minimum. It’s billed monthly, in arrears, on your average daily balance, and deducted from your account.

Example: on a $10,000 balance, the 0.30% annual fee is $30 a year, or about $2.50 a month. Fund expense ratios are charged by the funds themselves, and some custodian fees may apply, such as for certain transfers. Clients who join through a partner advisor may pay a different rate; see our Form ADV Part 2A and wrap fee brochure for full fee details.

Who holds my money?

All assets are custodied at Altruist. Harvest manages the portfolio.

What is faith-based investing?

As Eventide describes it, faith-based investing is an investment approach that is rooted in a biblical worldview. It starts with a positive aim: to honor God and love our neighbor through the way we invest.

Every Harvest portfolio applies one or more of three methods of faith-aligned investing, and each fund may use a different combination depending on its strategy.

  • Avoid: screening out companies involved in abortion services and support, adult entertainment, alcohol production, gambling and gaming, and tobacco products.
  • Embrace: favoring companies whose practices reflect biblical values.
  • Engage: using shareholder engagement to encourage companies toward biblical values.

Screening criteria do not guarantee alignment with your personal values or beliefs.

Can I learn for free?

Yes. Learn, our courses on biblical stewardship and investing basics, is free with no account needed. You can open an investing account whenever you’re ready.

I already have a Harvest account. What changes?

Your accounts will move to our new custodian.

Ready to start?

Open an account in minutes, or start with free lessons.

Notes and disclosures

  1. Harvest charges one 0.30% annual advisory fee on assets under management, billed monthly in arrears on your average daily balance, and deducted from your account. No subscription, no trading commissions, and no account minimum. Fund expense ratios are charged by the funds themselves (see each prospectus), and some custodian fees may apply, such as for certain transfers. Clients who join through a partner advisor pay 0.25% a year on assets under management. Their firm pays $250 a month or $2,500 a year. The rate above is the current schedule. A firm that joined under an earlier agreement may pay a different rate, and that firm's clients are shown their rate. See our Form ADV Part 2A and wrap fee brochure for full fee details.
  2. Harvest App LLC is an investment adviser registered with the U.S. Securities and Exchange Commission, CRD 338019 (SEC 801-134471). Registration does not imply a certain level of skill or training, or endorsement by the SEC. View our SEC record.
  3. Altruist Financial LLC is a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for cash). SIPC protects against broker-dealer failure, not market losses. See www.sipc.org.
  4. Faith-aligned portfolios apply screening criteria based on biblical principles, which may exclude certain companies or sectors and may not be suitable for all investors. Screening criteria do not guarantee alignment with your personal values or beliefs.
  5. App screens show the Harvest app with example data, not any customer's account. Balances, holdings, returns and dates on those screens are examples and do not reflect any client's performance. Advisor screens show a demo firm with example households. A dash stands in for a balance we do not have. Photography is for illustration only and does not depict Harvest clients.
  6. Automatic rebalancing may wait until your account has a balance of at least $10.
  7. [Dividend reinvestment details: wording to come from legal.]
  8. This projection was prepared using [methodology] and [key inputs and assumptions, including relevant dates or sources]. It is subject to [material limitations and risks].

Investment advice: Advisory services are provided by Harvest App LLC, an SEC-registered investment adviser. Registration does not imply a certain level of skill or training, or endorsement by the SEC. Harvest's internet-based advisory services are designed to assist clients in achieving discrete financial goals. They are not intended to provide comprehensive tax advice or financial planning with respect to every aspect of a client's financial situation and do not incorporate specific investments that clients hold elsewhere. Harvest is not a tax advisor. For more details, see our Form ADV Part 2A, Form CRS, and other disclosures.

Brokerage services and custody: Brokerage services are provided to clients of Harvest App LLC by Altruist Financial LLC, an SEC-registered broker-dealer and member of FINRA/SIPC. Review FINRA's BrokerCheck. Bank linking is provided by Plaid; Harvest never sees your bank login.

Risk disclosure: Investing involves risk and there is the potential of losing money when you invest in securities. Past performance does not guarantee future results. Investments in securities are: Not FDIC Insured · Not Bank Guaranteed · May Lose Value. Before investing, consider your investment objectives, risk tolerance, and Harvest App LLC's fees and expenses.

Harvest app | Faith-based investing, managed for you